Insurance is frustrating.
For the buyer and for the agent.
Built for buyers · Better for agents
Meridian Freight LLC
Renewal in 47 days
- Loss runsRequested from prior agent · 2 days ago
- QuickBooksRevenue + payroll updated · this morning
- MCS-150Filed · commodities confirmedUnits, drivers, mileage match submission data
Everything's ready when you are.
You have a system.
Your customer
doesn't.
That is the whole problem.
You already sent it.
Dec pages. ID cards. Endorsements. Policy copies. MCS-150s. Federal filings. You did your job. It's in their inbox, on page 38, from four months ago, and they cannot find it. So they call you.
You have an AMS. They have Gmail.
Every agent has an agency management system and a CRM. The insured has a search bar. That asymmetry is why renewals feel like archaeology, why COI requests come in at 4 PM Friday, and why a customer who got the endorsement three weeks ago is asking you for it again today.
Keeper is the system they should have had.
It organizes what you already sent them. Reads the policies, files the endorsements, tracks the filings, surfaces the gaps. When they need something, they look there first instead of calling you. When you need something, the data is already structured.
Is Keeper trying to replace you? No.It's giving your customer the half of the system you've never been able to give them yourself.
The data your competitors are flying blind on. You see it first.
Three things every commercial agent loses time and money on. Three things the network watches.
Catch the wave before it crests.
A carrier dips into a new line. They price aggressively to build the book. Six months later they tighten. Today, the only way to know about that window is to be on a hundred MGA emails or have the right relationship. The network sees where business is actually getting written, by line, by geography, by class. When a carrier starts writing trucking in Oklahoma at competitive rates, the agents on the network know that week. Not three months later when the news has already priced in.
No more three-week submissions to a market that exited the county last month.
You know the routine. Lead comes in. You reach out to a market that writes the class. Fifteen-page app. A week of back-and-forth pulling documents. Three rounds of underwriting questions. Then the email: "Sorry, we exited that county six months ago." Your customer's patience is gone. Your week is gone. Nobody captured the data that would have saved you. The network does. When you start a submission, the system tells you whether the market is still writing the risk, in that county, at that exposure, before you burn the customer's time.
The customer won't share the competing quote. The system gives you a fighting chance anyway.
Customer is shopping. They won't show you the other quote because they think they're protecting their negotiating position. The other agent is winning on price by quoting lower limits, dropping endorsements, hiding exclusions. Keeper does not share the competing quote with you, full stop. What Keeper does is show the customer an objective comparison. Limits versus limits. Endorsements versus endorsements. Coverage versus coverage. The agent who underquoted to win on price gets surfaced for what they did. You do not need to win the conversation. The data wins it for you.
The agents who play it straight stop losing to the agents who don't.
The buyer didn't ask. Keeper noticed. You got the message.
Detected · 11:42 pm
FMCSA address on file for Meridian Freight LLC changed Sunday 4:17 PM. New address: 2847 Industrial Blvd, Joplin MO. Address on carrier filing still shows prior address: 1109 Range Road, Joplin MO.
Risk · Filing pending cancellation
Filing address mismatch flagged by the state. Carrier filing will move to pending-cancellation status if not corrected. The customer may not know they triggered this when they updated their FMCSA registration.
Coordinating
- Buyer notifiedAsked to confirm which address is current.Reply pending.
- Agent notifiedSent the FMCSA change record, the carrier filing record, and a draft request to the carrier to update the filing once buyer confirms.
The customer didn't know they broke it. You'll know how to fix it before they call.
The buyer's data noticed a change at one system that broke another. Keeper pulls both sides in to fix it together.
That's the handoff.
Be the agent your ideal client actually finds.
The first directory that puts good agents first. We filter for verified clients, then surface agents by fit. Coverage type, carrier appointments, geography, language. No pay-to-rank.
Marcus Green · Green Commercial Group
Diana Rodriguez · Rodriguez Risk Advisors
Alan Kessler · Kessler Professional Lines
Recent leads
Reviews that don'truin your career over someone else's accident.
The old way: a third party hits your customer, has a bad claims experience, and leaves a 1-star review of you. We sort that out before it reaches your profile.
- 01Verified-client-only. Reviews come from policyholders Keeper actually represents, not strangers.
- 02Third-party flagged.If the reviewer isn't your customer, it's separated into context, not erased, but contextualized.
- 03Carrier-attributed.A bad claim experience caused by the carrier doesn't sink your rating.
A letter from the founder
Uncovered was built by an agent.
Frustrated with the system.
Frustrated for the consumer.
Frustrated for the agent.
Keeper is not an insurance product. Uncovered is not pursuing any insurance license. It will not be regulated by any Department of Insurance. It is a system that helps insureds manage what their agents and carriers have already given them. The insurance is what the carrier sells. Keeper is the management layer the buyer has never had.
If you have spent a decade explaining to customers why their endorsement matters, why their filing has to renew, why the MGA payment chain is a real risk, this is the tool you wished existed. We built it.
Ash Vaja
Founder · Twenty years in insurance · Licensed at eighteen
Four things you stop doing. Starting now.
The smaller wins. The everyday friction that adds up.
Pull QuickBooks, payroll, HR data automatically.
Every renewal you ask for updated revenue, payroll, mileage, driver counts. Every renewal the customer scrambles. Keeper connects their financial and HR systems and pushes the numbers to you when it's time. You stop asking. They stop scrambling.
Your customer portal, finally used.
You built the customer portal. They never log in. Every dec page request, every endorsement copy, every claim history pull comes through email instead. Keeper pulls from the portal you already pay for, indexes it, and makes it searchable for the customer. They find what they need without calling you. Your portal earns its keep.
The request arrives complete the first time.
You know the routine. The request comes in: "Please send a COI to XYZ." No certificate holder address. No specific verbiage. No additional insured language. You send the COI. Two emails later: "Actually they need waiver of subrogation." Then: "Actually they need primary and non-contributory." Keeper structures the request before it reaches you. Holder details, custom verbiage, additional insured requirements, all captured upfront. You issue once.
Pre-packaged submissions instead of three-week scavenger hunts.
When the customer is ready to shop, the data is packaged: loss runs, photos, FMCSA, driver list, financials. You get a clean submission. The carrier gets a clean submission. The customer gets a faster quote.
Everything an independent agent shouldn't have to build alone.
The loss runs that don't add up. Flagged before you quote.
A prospect hands you a loss run with two claims. Their actual loss history shows four. Today, you find out at bind, or three months in, after the E&O exposure is yours. Keeper flags the mismatch before you quote. Anonymized signals only. No customer names. No carrier names. No cross-agency exposure.
- Claim countSubmitted: 2 claims · last 3 yrsNetwork record: 4 claims · last 3 yrsSource: anonymized · 2 prior records
- Claim severitySubmitted: $14K total incurredNetwork record: $47K total incurredSource: anonymized · carrier-verified
- Prior coverageSubmitted: continuous coverage 5 yrsNetwork record: 47-day lapse · 14 mo agoSource: anonymized · 1 prior record
When you don't know where to place it.
A lead comes in. You can't place it. Uncovered matches it to carriers, MGAs, and brokers with the right appetite. In seconds.
A real app store for agency tech.
The CRMs, AMSes, comparative raters, and AI tools that actually integrate with your stack. Vetted, rated, one-click-connectable.
Connect everything you already use.
If your CRM or AMS allows it, Uncovered plugs in. Two-way sync. No re-keying. No "export to CSV" jokes.
POST /v1/agents/leads
// Headers
Authorization: "Bearer ••••••"
// Body
{ lead_id: "ld_4A21", push_to: "applied_epic" }
The agents on the network protect each other.
Bad actors get harder to hide.
You know the customer who runs the same down payment at four agencies in a week to grab a COI or post a federal filing? On the network, that pattern is visible. Agents share signals the way carriers share loss data. The bad actors who feed on agency switching costs lose their margin.
Agent-to-agent AI is coming.
In ten years your AMS will have AI. Every AMS will. They will need a counterpart on the buyer's side to talk to. Without that counterpart, the AI is doing your busywork faster. With it, the AI is doing your busywork for you. Keeper is the buyer-side counterpart. Getting on the network now is not philanthropy. It is positioning.
You don't need to believe the future is here. You just need to be ready when it shows up.
Claim your profile.
Founder-tier pricing and an early-access seat at our agent council. Limited spots. We review every application personally.
- Commercial focus. Trucking, transportation, contractors, manufacturers.
- Tech-comfortable.You don't need to write code.
- Honest.We're building a system that surfaces mistakes. Agents who fix them fast will like it here.
Limited spots · We review every application personally