For us this is not a market opportunity. It is a problem we have lived with for a long time, from both sides of the desk. We built Uncovered because the tool we wanted did not exist.
Carriers got core systems. Agencies got management systems. Adjusters got mobile apps. Managing general agents got marketplaces.
The policyholder got a folder, a phone number, and the hope that they read the right paragraph.
Uncovered is for the policyholder. Keeper keeps policies, claims and correspondence together in one record you control, helps you understand what a document says, and helps you prepare the next reply when something stalls.
We are not anti-carrier and we are not anti-agent. We are pro-policyholder. The whole industry works better when the person at the center of it is actually represented.
A denial is a decision you are allowed to question. It can be explained, appealed through the process your policy sets out, and escalated to a Department of Insurance or a qualified attorney. Most people are never told that, and are left to work it out alone. Keeper helps you understand the letter and prepare a response. It does not decide coverage, and it does not promise an outcome.
It is dense for reasons that have nothing to do with you. We help you work through what a document actually says, and point out what is still unanswered.
You paid for it and you generated it. The endorsements, the loss runs, the photos, the filings. The fact that you cannot easily assemble them in one place is a design choice, not a law.
A good agent is one of the most useful people in your insurance life, and we build for them too: market access, appointment applications and AI tools for the routine work. What we refuse is the version where you cannot see your own history without going through somebody else.
It is not. Nearly every other category got rebuilt around the person paying for it. Insurance got skipped.
CEO and Co-founder
Kansas · Insurance · 20+ years
20+ years in insurance, licensed at 18. Has scaled multiple agencies and built operating AI systems inside them. A rare cross-section of insurance and IT domain knowledge, working at the layer where buyers feel the friction.
Co-founder, AI
California · ML and NLP
US Air Force veteran. Cybersecurity degree. ML and NLP specialist. Six Sigma Black Belt.
Co-founder and COO
Oregon · Operations · 20+ years
20+ years in operations and engineering leadership. Six Sigma Black Belt. Full-stack developer.
If any of that sounded familiar, we want to hear from you. Policyholder, agency, insurance market, partner, or somebody who is tired of the same paperwork.